by Taras Mencinsky | Apr 5, 2023 | Blog
Low-doc loans are a type of mortgage designed for borrowers who are self-employed, freelancers or contractors who generally have difficulty meeting the stringent documentation requirements typically required for traditional home loans. As a mortgage broker, it’s...
by Taras Mencinsky | Apr 5, 2023 | Blog
Borrowing to invest in a self-managed super fund (SMSF) can be an effective strategy to grow your retirement savings. However, it’s important to be aware of the potential traps and pitfalls that can arise when doing this. In this article, we’ll explore the...
by Taras Mencinsky | Apr 5, 2023 | Blog
I have seen how a borrower’s credit score and financial position can impact their ability to secure a loan. In this case study, I will discuss how one borrower was able to increase their borrowing capacity by improving their credit score and financial position....
by Taras Mencinsky | Apr 5, 2023 | Blog
As a Mortgage broker, I have seen first-hand the importance of financial planning in maximising borrowing capacity. When clients come to me seeking a mortgage, I make sure to educate them on the role that financial planning plays in the process. Financial planning is...
by Taras Mencinsky | Apr 5, 2023 | Blog
As a self-employed borrower, obtaining a mortgage can be a bit more challenging than it is for those who are employed by someone else. This is because lenders need significantly more information to assess a self employed applicant’s income compared to a salaried...
by Taras Mencinsky | Apr 5, 2023 | Blog
As a mortgage broker, it’s essential to understand the factors that affect a borrower’s capacity to take out a loan. These factors play a crucial role in determining whether a borrower will be approved for a loan and, if so, at what terms. In this blog...
