by Taras Mencinsky | May 19, 2023 | Blog
Borrowing Capacity The borrowing capacity you have is a function of many factors but one of the most important is the rate of interest being charged and the assessment buffer. The assessment buffer is an additional interest rate amount added to your actual rate to...
by Taras Mencinsky | Apr 5, 2023 | Blog
There’s more to think about when purchasing an investment property than just the initial purchase price and monthly mortgage payments. You also need to be aware of the potential risks involved in order to make sure you’re making a smart investment. Here...
by Taras Mencinsky | Apr 5, 2023 | Blog
The 3 personal finance people you need in your team Having the right support, guidance and advice is vital to you reaching your financial goals – whether it’s buying multiple properties, setting up your kids’ future, or planning for your own (financially free)...
by Taras Mencinsky | Apr 5, 2023 | Blog
Getting a no from the bank or lender when you’re trying to buy a home can be frustrating and disheartening. But I have some tips below that I’ve helped my clients with through the years and the most important thing to remember is – you can always turn the...
by Taras Mencinsky | Apr 5, 2023 | Blog
Depending on your location and how long ago you took out your home loan, your property has likely gone up in value – probably significantly so. Releasing equity from your home can have some major lifestyle and financial benefits (when undertaken with the proper...
by Taras Mencinsky | Apr 5, 2023 | Blog
As a mortgage broker, it’s important to help you structure your mortgage loans in a way that maximises your savings over the long term. There are several key strategies that you can use to achieve this goal. 1. Choose the right type of loan The type of loan you...
