by Taras Mencinsky | Apr 5, 2023 | Blog
As a mortgage broker, it’s important to help you structure your mortgage loans in a way that maximises your savings over the long term. There are several key strategies that you can use to achieve this goal. 1. Choose the right type of loan The type of loan you...
by Taras Mencinsky | Apr 5, 2023 | Blog
Low-doc loans are a type of mortgage designed for borrowers who are self-employed, freelancers or contractors who generally have difficulty meeting the stringent documentation requirements typically required for traditional home loans. As a mortgage broker, it’s...
by Taras Mencinsky | Apr 5, 2023 | Blog
Borrowing to invest in a self-managed super fund (SMSF) can be an effective strategy to grow your retirement savings. However, it’s important to be aware of the potential traps and pitfalls that can arise when doing this. In this article, we’ll explore the...
by Taras Mencinsky | Apr 5, 2023 | Blog
I have seen how a borrower’s credit score and financial position can impact their ability to secure a loan. In this case study, I will discuss how one borrower was able to increase their borrowing capacity by improving their credit score and financial position....
by Taras Mencinsky | Apr 5, 2023 | Blog
As a Mortgage broker, I have seen first-hand the importance of financial planning in maximising borrowing capacity. When clients come to me seeking a mortgage, I make sure to educate them on the role that financial planning plays in the process. Financial planning is...