by Taras Mencinsky | Apr 5, 2023 | Blog
As a self-employed borrower, obtaining a mortgage can be a bit more challenging than it is for those who are employed by someone else. This is because lenders need significantly more information to assess a self employed applicant’s income compared to a salaried...
by Taras Mencinsky | Apr 5, 2023 | Blog
As a mortgage broker, it’s essential to understand the factors that affect a borrower’s capacity to take out a loan. These factors play a crucial role in determining whether a borrower will be approved for a loan and, if so, at what terms. In this blog...
by Taras Mencinsky | Apr 5, 2023 | Blog
Paying off your mortgage faster can seem like a daunting task, especially if you have a large mortgage or are on a tight budget. However, with a little bit of planning and some smart strategies, you can make a significant dent in your mortgage balance and save...
by Taras Mencinsky | Apr 5, 2023 | Blog
Borrowing capacity is an important factor to consider when applying for a loan, as it determines how much money a lender is willing to lend you. In order to maximise your borrowing capacity, it’s important to understand the different loan structures available...
by Taras Mencinsky | Apr 4, 2023 | Blog
As a mortgage broker, it’s essential to understand the role that credit scores play in determining a borrower’s capacity to take out a loan. Your credit score is a measure of your creditworthiness and is used by lenders to determine the risk of lending...
