by Taras Mencinsky | Apr 4, 2023 | Blog
One of the most common questions I get asked is how to increase one’s borrowing capacity. To answer that question I look at your borrowing capacity in relation to (a) your income servicing ability, and (b) your security (deposit). Lenders assess your maximum...
by Taras Mencinsky | Apr 4, 2023 | Blog
We are incredibly fortunate in Australia to have access to so many home loan grants and schemes. But as positive as it is, it can also be overwhelming. I’ve simplified the 4 main schemes and grants available, along with the eligibility and other factors to consider...
by Taras Mencinsky | Apr 4, 2023 | Blog
If you’re looking to get on the property ladder right now in Australia, you might be wondering if it’s even worth it. After all, there have been six interest rate rises this year since May 2022, totalling a combined 2.75%! But all is not doom and gloom for new home...
by Taras Mencinsky | Apr 4, 2023 | Blog
A self managed super fund (SMSF) can be a great way to save for retirement. And, if you’re in the position to do so, you may be able to use your SMSF to buy property. However, there are a few things you should know before you take out a mortgage on a property...
by Taras Mencinsky | Apr 4, 2023 | Blog
Being self-employed provides many advantages to your career and life. Accountability, opportunity, work-life balance, satisfaction, remuneration. All of these are up to you to control. However, it can make getting a home loan more complicated. Here’s some tips on how...
